Car Insurance Needed In AZ
While state laws differ on the types and amount of insurance a driver must have to drive in the state, Arizona requires that you have car insurance in AZ to legally drive a vehicle. Some states will allow you to provide a bond instead of purchasing car insurance, but you must prove financial responsibility.
If you are stopped by the police and are without insurance on your car, the law in some states allows the police to confiscate your license plates and to cancel the registration of your vehicle. Other states allow for you be fined and require you to show proof to the courts that you have insurance. You may have to pay more for insurance if the company has to file state paper work for you.
Canceled registrations and fines are the least of your worries if you are involved in an accident without insurance. The cost is going to be much more.
Some states have laws that place financial responsibility of an accident on the driver without insurance. Even without those laws you could be financially responsible if you are at fault in the accident. Medical and property losses can be very large in even a small accident when you are paying out of pocket.
Your own vehicle could be a total loss and you may have to pay for the damage caused to any other vehicle in the accident. Since new vehicles often cost twenty to thirty thousand dollars this can be a significant amount of money.
You also will be responsible for medical expenses resulting from the accident. If someone goes to the hospital, they will be taken to the emergency room for a minimal expense of about three thousand dollars. If someone is critically injured, they may be taken to intensive care where costs can easily reach two to three thousand dollars every day. After a week, those costs have added up to fourteen to twenty one thousand more dollars.
Everyone likes to think that they are a safe driver and will not get into an accident. The problem is that even the most defensive drivers are sometimes involved in an accident. It only takes a second of your eyes being off the road and you can have a major financial responsibility.
Maybe you have heard the old expression penny wise but pound foolish. This expression is exactly the description of a person who is driving without insurance. Most drivers can purchase insurance for under one hundred dollars per month. Driving without insurance can cost you thousands of dollars in a few seconds.
Get info about saving money on Gilbert auto insurance and also finding Gilbert car insurance quotes and rates.