The inbound USA travel medical insurance plan is a simple medical health insurance plan for visitors to the United States. The insurance plan is open to non-U.S. citizens who visit the country for travel, studies, business, or immigration. inbound USA travel medical insurance is a short-term fixed benefit insurance plan that can be renewed for up to 12 months.

There are a range of plans that inbound USA travel medical insurance offers the U.S. visitor. One of the toughest demographic to get insurance for the, above 70 group, has two plans especially tailored for them.

All the varieties of inbound USA travel medical insurance cover physical and mental health. Under physical health benefits,inpatient and outpatient care, including radiation and chemotherapy, surgery, and emergency services are covered. Damage to natural teeth is also covered, subject to conditions, and substance abuse and nervous disorders round off the mental health benefits of the plan.

Emergency and death coverage of the inbound USA insurance plan include emergency evacuation to medical safety, repatriation of mortal remains, and accidental death and dismemberment.

If you sign up for the inbound USA insurance plan, you can opt for extra coverage for the sudden recurrence of myocardial infarction or stroke, even if the conditions were pre-existing. The coverage carries a maximum benefit of $5,000. The plan also acts as an international plan, and covers any trips you might make from the United States to another country, while on the plan.

Some of the exclusions of the inbound USA medical insurance plan are: scheduled physician exams, scheduled ophthalmologist and dentist visits, speech and occupational therapy, and pregnancy. The plan also excludes high-risk activities such as hazardous sports.

The detailed Schedule of Benefits will give you a closer look at what is covered and what is not. Since Inbound USA is a fixed benefits plan, it is important that you also check the limits offered for each medical treatment.

The Inbound USA plan can be renewed for a year, after which the plan holder must apply for a new policy. Lloyd’s London, rated A “Excellent” by A.M. Best, is the underwriter of the Inbound USA plan, and Seven Corners International are the administrators of the plan.

Dan Miller frequently writes about inbound USA travel medical insurance

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