09. March 2010 · Comments Off · Categories: Insurance · Tags: , , , ,

The 6 billion annual accident claims industry is big business in the United Kingdom. It includes claims for falls, for accidents that occur in workplaces, for negligence by medical staff or hospitals and a host of others.

But while accidents where someone else is liable are fairly common, they’re nowhere near as common as the accidents where the only liability falls to ourselves! Yes, we’re a clumsy bunch it seems.

The Home and Leisure Accidents stats figures are a great insight into what is causing our accidents and where they’re happening. It breaks annual incident totals into age, gender, location of accident, body part injured and objects involved! It’s rather a comprehensive database.

Some of the statistics within the Home and Leisure Accidents database are, to say the least, a little bit odd. Back in 2002, for example, a total of 24,641 people managed to injure themselves with “an uninjured body part.” That is to say, they injured themselves with themselves.

You would be forgiven for visualising slapstick style scenes with someone tripping over their own feet, hitting themselves in the face with their arm or treading on their right foot with their left. The real pity is that this database fails to give any further information about any of the cases. It’s a terrible shame that there are no in depth accounts (with accompanying images or videos, of course) because that would certainly make for hours of entertainment.

And while accidents are, generally speaking, no laughing matter, in our compensation culture, I think it’s acceptable to enjoy a laugh at some of these more comedic capers. It’s actually fairly refreshing to hear of calamities like this, providing they don’t end in serious injury, of course!

Clyde Colin is a claim experts, you can get complete and detailed information about accident claims by visiting his recommended site

categories: accident claim,lawyers,legal issue,claims,insurance

The accident claims industry in the UK is worth 6billion each year, which means that there are a fair few accidents happening in that time! All types of accidents are included such as work injuries, illness, medical negligence, falling over and road accidents. But for an accident claim to be valid it has to be someone else’s fault, it cannot be through the fault of yourself.

However, there are times people get injured when it is nobody’s fault but their own stupidity. The Royal Society for the Prevention of Accidents (RoSPA) kept a list for a few years of the various types of accident that were recorded, along with the cause of the accident. For accidents in the home there were all kinds of crazy results.

Accidents at their own home, away from the outside world are the best demonstration of this. 2.1million people hurt themselves in 2000 in the home. Fine, you may think, they fell off ladders, burnt themselves in the kitchen etc…..maybe not. 727 of these accidents were related to nappys. Apart from the smell it is very difficult to work out how you can get injured on a nappy. 426 injuries were from dog baskets, which makes you think if you simply decided not to have a child or dog you would be fine.

But aside from exercising caution with your coat hangers and stepping carefully around your armed and dangerous burglar alarm, there are steps you can take in the home to prevent some of the more serious incidents (such as scolds, burns and nasty slips and falls).

Apart from wrapping yourself, and everything around you, in cotton wool there are other ways that you can prevent the serious types of accidents like burns, falls etc. All very obvious, like not leaving thing lying around, keeping pan handles turned inwards etc. If these simply measures were followed there might be a lot less preventable, normal accidents around the home!

Clyde Colin is a claim experts, you can get complete and detailed information about accident claims by visiting his recommended site

categories: accident claim,lawyers,legal issue,claims,insurance

The Accident Claims industry makes 60billion every year and there is a good reason for this. So many different types of accidents lead to money being paid out, accidents on the road to accidents at work, from accidents on the pavement to accidents in the home. It can’t be an accident where you were at fault, it has to be the fault of someone else. Accident claims companies are all over the TV and Radio so the industry is well known throughout the country.

Even where there’s nobody else to blame, the British tend to be a fairly accident prone bunch. And it seems we can injure ourselves on just about anything. Take the year 2000 as an example. In that year alone, 89 people in the UK had an accident in their home relating to a pet fish, 1,419 had accidents at home involving a broom and a further 3903 injured themselves with a hammer. And as if armed and dangerous pet fish and DIY gone wrong wasn’t enough, we’re not even safe in our gardens! 5269 had an accident at home (outdoors) that related in some way to a hedge!

Wouldn’t you be embarrassed if you caused yourself an injury involving your pet fish? Well 89 people in the year 2000 were very embarrassed as this statistic was kept very quiet at the time. It is hard to imagine the turn of events that would have led to somebody getting injured due to their fish, but I bet it is funny for any onlookers.

There are 3million accidents in the home annually, which is a lot of preventable accidents! The sole job of the ‘Royal Society for the Prevention of Accidents’ is as the name says, to try to make sure that people are more vigilant to stop accidents occurring. Of course they can’t stop people from having accidents involving their pet fish as that is completely in the realms of personal stupidity!

RoSPA is facing an uphill struggle to cut accidents down, and of course will never eradicate them totally due to the accident prone nature of humans! It is down to us to be more vigilant and careful in the home to ensure that we do not have any silly accidents.

Clyde Colin is a claim experts, you can get complete and detailed information about accident claims by visiting his recommended site

categories: accident claim,lawyers,legal issue,claims,insurance

It is estimated from the record that in the UK, accident claims industry is worth 6 billion, and a considerable part of this is due to workplace accident claims. Now, the question emerges that is really an employer responsible for the accident, and why people claim for compensation for the accidents occurred at work?

Well, the answer is that it all lies in the kind of accident that took place. Regulations for workplaces were set for protection and security of the employees by the Health and Safety Executive, or HSE, in the UK. Those regulations included some great things like; every employee must be provided with particular training to complete the tasks given to him in your organization free of any cost.

In the events that an employee has an accident in the workplace and it is found that the employer was failing to meet HSE requirements in any way, then the employer is liable for that accident. It is this that is the main reason for workplace accident claims in the UK.

Workplace accident claims happen to take place in the UK extensively because, as a majority, employees are witnessed to negate the set standards, and in case of an accident, they are liable to suffer. Since, they had not been able to attain the set goals; they have to face many more complications as well. Accidents in workplaces usually occur in a large number. When the record of the HSE statistics were put under evaluation over the years, 2008 to 2009, it displayed that around 180 individuals faced sudden demise at work due to unhealthy prospects. Around 246000 individuals faced non-fatal accidents and that too while they were at the workplace. Official figures are not assigned due to typical compensation sums in lieu of such accidents at work. This happens so because usually court settlements take place at large and do not become exposed to the general public.

Also, the fact cannot be overlooked that employees are not always responsible for the accidents. However, a compensation plan is extended due to the fact that the employee lost his life. This benefits the family in a way that even after the demise; they would be able to make the claim, in order to compensate for the accident the employee was a part of.

Clyde Colin is a claim experts, you can get complete and detailed information about accident claims by visiting his recommended site

categories: accident claim,lawyers,legal issue,claims